#Blog

20 Billion UPI Payments Monthly

UPI Payments

India’s UPI processed 20.0 billion transactions in August 2025 with 688 participant banks. Monthly volumes in 2025 stayed above 16 billion since January, with values above ₹21 lakh crore most months.

Local Rails Drive Adoption

Casino payments mirror domestic habits. At Spinago Online, a payments page aligned to local rails cuts failed deposits and clarifies limits because players select methods they already use. India’s UPI reached 20.0 billion transactions in August 2025. Brazil’s Pix handled a record 250.5 million transfers in a single day and tallied about 6.3 billion transactions in March 2025. Great Britain has blocked credit cards for gambling since April 2020, reshaping deposit mixes.

Regional Anchors Shape Checkout

Domestic schemes dominate where they operate at scale. iDEAL accounted for 72% of Dutch online payments in 2024, up from 71% in 2023. In Canada, Interac e-Transfer exceeded 1.4 billion transactions over 12 months in 2024 worth CA$554 billion, while Interac Debit processed more than 6.5 billion point-of-sale payments in the year ending October 2023.

Mobile Money Remains Essential

Kenya’s M-Pesa reported 37.1 million one-month active customers in FY2025. The platform runs at thousands of transactions per second and recorded tens of billions of payments in FY2024. This scale keeps mobile money central to deposits and payouts on Kenyan-licensed sites.

Feature Rollouts Change Behavior

Brazil introduced Pix Automático in June 2025 to enable recurring payments for subscriptions and utilities. The feature targets the large cohort without credit cards. Pix processed more than R$26 trillion across 2024, which underpins the shift to account-to-account flows.

What This Means for Operators

Local rails carry conditions that alter UX and cost. UPI and Pix run account-to-account with instant confirmation, which reduces pending states. iDEAL is bank-redirect with strong customer authentication under EU rules. Interac e-Transfer uses a request-to-pay flow with bank messaging, and Canadian authorities are reviewing wholesale pricing from 1 November 2025.

Intro to table: The figures below summarise named rails, a hard adoption or policy fact and their practical impact on deposit and withdrawal setup for gambling sites.

Region and RailConcrete FactOperational Impact
India UPI20.0 billion transactions in Aug 2025 across 688 banksInstant account-to-account deposits with ₹ limits displayed by PSP apps
Brazil Pix250.5 million transactions in a single day on 6 Apr 2024; recurring Pix Automático live 16 Jun 2025Real-time credits and stronger support for scheduled payments with bank-app KYC
Netherlands iDEAL72% share of online payments in 2024Bank-redirect with SCA and high checkout familiarity for Dutch players
Canada Interac1.4 billion e-Transfer transactions in 2024 worth CA$554 billionRequest-to-pay messaging with rapid confirmation and clear bank branding
Great Britain Cards PolicyCredit cards banned for gambling since Apr 2020Debit-only acceptance for GB customers alters deposit limits and method order
Kenya M-Pesa37.1 million one-month active customers and high TPS capacityMobile-money wallets localise deposits and cashouts on Kenyan-licensed brands

Practical Setup for Compliance

Payment pages need clear policy notes where regulation shifts usage. GB sites exclude credit cards under the 2020 rule. EU sites apply strong customer authentication on iDEAL and cards under PSD2. Brazil’s Pix statistics update monthly and help anchor disclosure footers.

Signals Players Expect

The checkpoints below use hard figures and rules to frame customer expectations by country.

  • India UPI shows 20.0 billion monthly transactions and sits in major bank apps, which sets expectations for instant deposits.
  • Brazil Pix records single-day peaks above 250 million and adds recurring payments in 2025, supporting subscriptions and wallet top-ups.
  • Netherlands iDEAL holds a 72% online share, making it the default Dutch checkout flow.
  • Canada Interac e-Transfer clears 1.4 billion transactions with CA$554 billion in value across 2024, normalising bank-to-bank payouts.
  • Great Britain requires debit over credit for gambling payments from April 2020.
  • Kenya relies on mobile money at national scale with M-Pesa’s active base above 37 million.

From Global Rail to Local Checkout

Global patterns translate into site-level choices. Where UPI and Pix dominate, account-to-account becomes the primary rail for deposits and often for withdrawals. In the Netherlands, iDEAL takes the first slot, while cards move down. In Canada, Interac flows use familiar bank branding with timed prompts. A payments menu on NAME that mirrors these facts reduces support load and aligns with methods customers already use for utilities and retail.